Independent information site. We are not the Child Maintenance Service and we are not connected to the CMS, the DWP or GOV.UK. For the official service, visit gov.uk/child-maintenance-service.
Child maintenance, made clear

Child maintenance, explained clearly.

Clear, sourced answers on child maintenance and every other way to arrange financial support for your children in England and Wales. No jargon, no sides taken, just what both parents need to know.

Reviewed by Jess Knauf Primary sources cited Updated regularly
●  IN PLAIN ENGLISH
What is child maintenance?

Regular financial support for a child’s everyday living costs, paid by the parent the child lives with less often to the parent who provides most of the day to day care. It can be agreed privately, agreed in mediation, or arranged through the Child Maintenance Service.

12%
of gross weekly income, basic rate for one child
£7
a week, the flat rate minimum
£3,000
weekly income cap for the CMS formula
Source: GOV.UK, How child maintenance is worked out. Accessed July 2026.

Child maintenance calculator

An estimate using the same rates and bands as the Child Maintenance Service. It runs entirely in your browser, nothing you enter is stored or sent to us.

Before tax and National Insurance, after pension contributions.
Children in their household they or their partner get Child Benefit for.
Average nights a year the children stay over.
£

Fill in the details and your estimate will appear here, worked out with the same rates the CMS uses.

This is an estimate for guidance only, based on the statutory rates for England, Wales and Scotland. The official figure may differ once the CMS checks income with HMRC. You can also use the official calculator on GOV.UK.
An estimate is a starting point, not an agreement
Agree it yourselves

Many parents simply talk it through and write it down. A parenting plan keeps everything in one place.

Free parenting plan from The Divorce Circle →
Sort the wider picture

The calculation settles the standard amount. Mediation helps you agree what sits outside it, like shared costs and school fees, and claims such as Schedule 1, spousal or global maintenance.

Book a MIAM with Mediate UK →
The definitive figure

If you cannot agree the standard amount between you, the Child Maintenance Service calculation is the one to go by. It can also collect payments, though fees apply.

Child Maintenance Service on GOV.UK →
1/7th

Payments reduce by about a seventh once children stay over 52 nights a year or more. Shared care explained

20% + 4%

The fees added when the CMS collects and passes on payments, paid by both parents. Direct Pay vs Collect and Pay

£500

The government voucher towards family mediation where children are involved. Check eligibility

Sources: GOV.UK; Ministry of Justice. Accessed July 2026.

Three ways to sort child maintenance

There is no single right answer. What works depends on how well you can communicate, and how much certainty you both want.

Family-based arrangement
  • Free and private, you follow the calculator or agree your own figure
  • Can include things the CMS formula leaves out, like school trips
  • Not legally enforceable on its own
Works well when you can still talk and both want to keep things simple.
Beyond the formula
Agreed in mediation
  • The CMS calculation settles the standard amount, so there is nothing to argue over there
  • Mediation helps with what the formula leaves out: extra costs, school fees, and Schedule 1, spousal or global maintenance
  • £500 voucher for cases involving children, and it can be made binding
Works well when the basic figure is settled but you need to agree everything around it.
Child Maintenance Service
  • A fixed statutory calculation, and the definitive figure if you cannot agree
  • Can collect payments and take enforcement action if needed
  • Collect and Pay adds fees for both parents
The one to fall back on when an agreement is not realistic or has broken down.
Putting child maintenance in a consent order? It only holds for 12 months

Child maintenance written into a financial consent order is binding for one year. After that, either parent can apply to the Child Maintenance Service, and the CMS calculation takes over. A consent order is still the right place for a clean break and other financial claims, so it is worth getting the wording right.

If you want help beyond information

These services are run by our publisher, Family Legal Ltd. Family Legal Ltd also publishes the reference encyclopaedias Family Law Wiki, Separation Wiki, Family Court Wiki, Divorce Law Wiki, Family Mediation Wiki and Mediate UK Wiki. We link to them because they fit, and we say so openly.

Book a MIAM

Start mediation with an accredited mediator at Mediate UK, online or near you.

mediateuk.co.uk →
Fixed-fee legal advice

Clear prices for consent orders, Schedule 1 advice and family law help at Family Law Service.

familylawservice.co.uk →
Free parenting plan

Write down what you agree, including money, with The Divorce Circle’s free plan.

thedivorcecircle.co.uk →
JK
Reviewed by Jess Knauf
Director of Client Strategy, Family Legal Ltd

Every page on this site is checked against primary sources before publication and reviewed when the rules change. Figures on this page were last checked on 18 July 2026 against GOV.UK guidance on how child maintenance is worked out.